First Citizens savings
First Citizens Savings
First Citizens savings covers an online savings account, a tiered money market, and CDs. Digital banking is part of the setup.
Minimum to open
Online savings has no minimum balance to keep. CDs have no monthly service fee. Rates change — read them on firstcitizens.com.
The money market uses tiered rates and allows unlimited withdrawals and transfers in person or at First Citizens ATMs. A savings account can also back overdraft protection on a checking account.
Move money after First Citizens login inside online banking, or deposit a check with mobile banking.
Official savings details: firstcitizens.com/personal/savings.
Pick by how long you can wait
Online savings stays flexible. A CD fits money you can leave alone. A money market sits between the two if you want tiered interest and ATM access.