First Citizens checking account
First Citizens Checking Account
Three personal choices: Primary, Premier, and Prestige. Each First Citizens checking account includes digital banking and card alerts.
Monthly fee before a waiver
Primary is $0 when you use paperless statements. Premier and Prestige can be $0 with the published balance, direct deposit, or loan relationship.
| Primary | Premier | Prestige | |
|---|---|---|---|
| Idea | Basic checking | Earn interest | Extra perks |
| Open with | $50 | $100 | $100 |
| Interest | No | Yes | Yes |
| Free checks | No | Yes | Yes |
| Together Card | No | Yes | Yes |
| Wider ATM access | No | No | Yes |
Digital banking is free on all three. After you open the account, sign in on firstcitizens.com with your login ID and password. See online banking and pair the account with savings.
Always recheck fees on the official comparison. Waiver rules are specific.