First Citizens personal banking
First Citizens Personal Banking
Household money sits in First Citizens personal banking: a checking account, savings, cards, and, when you need one, a mortgage.
Checking
Primary, Premier, and Prestige for daily spending and direct deposit.
Checking accountSavings
Online savings, money market, and CDs.
Savings optionsCards
Cash back, rewards, travel, and a secured card.
Credit cardsHome loans
Fixed, adjustable, jumbo, and refinance paths.
MortgageDigital access
One login for balances, bills, and deposits.
Online bankingBranches
More than 550 branches if you want a person nearby.
Bank near me
A simple way to start
Most people open a First Citizens checking account first, then add savings for a reserve. Digital banking is included on the checking options, so you can watch both accounts after login.
New accounts can also start by phone at 877-532-2669, Monday to Friday, 8 am to 8 pm ET. Product pages and applications are on firstcitizens.com.